Please enter a search term.
Life Ahead
Your Home

Your Home

Electrical Fire

Live Wire Fire Risks

Electricity powers our lives. But each time you flip a switch or turn on an appliance, you may be increasing your electrical fire risk. Electrical currents carried by wiring, switches, plugs, and appliances generate heat. Excessive or uncontrolled heat can start an electrical fire.

Plug Fire Culprits

You need to understand — and respect — the power of electricity and the role it can play in residential fires. The chief culprits in most electrical fires are:

  • Incorrectly installed wiring.
  • Overloaded circuits and extension cords.
  • Improper plugs, switches, and outlets.
  • Misuse and poor maintenance of lighting.

Warning Signs

The following warning signs may indicate electrical problems that could cause a fire. If you experience any of these warning signs in your home, contact a licensed electrician to repair the problem:

  • Flickering or dimming lights.
  • Switches or outlets that are hot to the touch or emit an acrid odor.
  • Discolored cords, outlets and switch-plates.
  • Repeated blown fuses or tripped circuit breakers.

Keep Home Wiring Systems Safe To Prevent Electrical Fire

Hire a licensed electrician to:

  • Inspect a home and make any needed repairs before you purchase it.
  • Ensure that any electrical modifications meet existing codes.
  • Inspect and repair outlets and switches.
  • Inspect aluminum wiring in homes built from 1965 to 1973 because there have been problems with this wiring used in wall sockets, switches and cable connections.

Fuses and Circuit Breakers

  • Be sure to replace fuses or circuit breakers with ones of the correct size.
  • Have a qualified, licensed electrician repair any problems.

Cords, Outlets and Plugs

Be smart about electrical fire risk and take these precautions when using plugs and electrical cords:

  • Don't run cords under carpeting, bedding or other combustible materials, or across doorways or frequently traveled areas.
  • Don't overload outlets or use extension cords in place of outlets because these unsafe methods create too much heat and can easily cause fires. Call an electrician to install additional outlets as necessary.
  • Be sure plugs fit snugly in outlets to prevent shock and excess heat.

Lighting

Combustible materials can ignite easily when they are exposed to hot bulbs. Keep the following tips in mind when using light fixtures:

  • Purchase lamps and fixtures listed with Underwriters Laboratories (UL), an independent, not-for-profit safety testing and certification organization.
  • Use the right bulb wattage for all lamps and fixtures.
  • Position lamps away from open windows where strong breezes can blow draperies onto hot light bulbs.
Small Text Medium Text Large Text

AARP Members Deserve Exceptional Benefits from The Hartford:

  • First Accident Forgiveness
  • Lifetime Renewability
  • Disappearing Deductible
  • RecoverCare
Explore Benefits

Sometimes Accidents Happen to Even the Best Drivers.

And it's why we offer First Accident Forgiveness.
Learn More Now

Our Policyholders Deserve Better.

We want to keep you insured for as long as you're on the road. That's what Lifetime Renewability is all about.
Learn More Now

Now You See It. Now You Don't.

Our Disappearing Deductible rewards a clean driving record. Learn how you can earn a $0 deductible.
Learn More Now

When You're Injured in an Accident, Our RecoverCare Benefit Covers the Cost of Daily Chores.

We can help pay for cooking, cleaning and yard work.
Learn More Now

Find an Agent

Prefer to work with a local insurance agent? We'll help you find an agent in your area.
Find an Agent
Share
FaceBook Twitter LinkedIn
digg Blogger Stumbled Upon

Teach Kids Fire Sense

Teach your kids and grandkids about fire prevention with our fun, interactive fire education resources.

Beth Tracton-Bishop, Ph.D

FOR A LIFETIME BLOG

Visit Beth Tracton-Bishop's blog and join the discussion about what we can all do to stay safe on the road and at home.

How Fit Is Your Brain?

Want to stay sharp? Check out our riddles and brain teasers to give your brain a workout.

This auto and home insurance program is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. CA License #5152. In Washington, the auto program is underwritten by Hartford Insurance Company of the Midwest, and the home program is underwritten by Hartford Fire Insurance Company. In Michigan, the auto and home programs are underwritten by Hartford Underwriters Insurance Company. The homeowners product is not available in all areas, including the state of Florida. Specific features, credits, and discounts may vary and may not be available in all states in accordance with state filings and applicable law. Applicants are individually underwritten and some may not qualify.

In Texas, the auto program is underwritten by Southern County Mutual Insurance Company through Hartford Underwriters General Agency. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Southern County Mutual Insurance Company. In Texas, the home program is underwritten Hartford Fire Insurance Company.