Please enter a search term.
Life Ahead
Your Car

Your Car

Alzheimer's, Dementia & Driving

Understanding the Issue

Because driving represents independence and freedom for most older adults, the idea of limiting or giving up driving can be a deeply personal and emotional issue. That said, it’s critical to understand the impact that Alzheimer’s Disease has on an individual’s ability to drive over time.
The Hartford partnered with MIT AgeLab to conduct research to bring clarity to the very serious and emotional issue of dementia and driving and to help drivers and their families plan a successful transition from driver to passenger.

Alzheimer’s: Not Like Common Changes in Later Life

Alzheimer’s Disease is not like other changes in later life that affect driving, such as eyesight problems and slow reaction times. Many older adults who don't have dementia can assess their driving without family intervention and make gradual changes to the way they drive. And most are able to continue driving safely throughout their lives.

Changes in Persons with Dementia

It's different for those with Alzheimer's Disease and other dementias. The progression of this disease is usually gradual and somewhat unpredictable. It affects cognitive functions critical to driving. Everyone with Alzheimer's Disease or other irreversible causes of dementia will eventually lose the ability to drive safely, due to problems with:

  • judgment
  • multi-tasking
  • slowed reaction times
  • impaired spatial skills
  • other cognitive deficits

With dementia, an individual's capacity to assess his or her driving abilities may also diminish. People with dementia are especially likely to minimize the complexity of driving and overestimate their abilities. They may make excuses for their high-risk driving. Some common reasons people with dementia use to justify their continued driving include:

  • "Just because I got lost doesn't mean I can't drive."
  • "I make sure I look where I'm going."
  • "I've driven for years without an accident."

As driving and assessment skills decline, the risk of serious loss or injury increases. Caregivers must step in and assume the responsibility for monitoring and regulating the driving of the person with dementia.

Small Text Medium Text Large Text

AARP Members Deserve Exceptional Benefits from The Hartford:

  • First Accident Forgiveness
  • Lifetime Renewability
  • Disappearing Deductible
  • RecoverCare
Explore Benefits

Sometimes Accidents Happen to Even the Best Drivers.

And it's why we offer First Accident Forgiveness.
Learn More Now

Our Policyholders Deserve Better.

We want to keep you insured for as long as you're on the road. That's what Lifetime Renewability is all about.
Learn More Now

Now You See It. Now You Don't.

Our Disappearing Deductible rewards a clean driving record. Learn how you can earn a $0 deductible.
Learn More Now

When You're Injured in an Accident, Our RecoverCare Benefit Covers the Cost of Daily Chores.

We can help pay for cooking, cleaning and yard work.
Learn More Now

Find an Agent

Prefer to work with a local insurance agent? We'll help you find an agent in your area.
Find an Agent
Share
FaceBook Twitter LinkedIn
digg Blogger Stumbled Upon

At the Crossroads

Family Conversations about Alzheimer's Disease, Dementia & Driving

At the Crossroads: Family Conversations about Alzheimer's Disease, Dementia and Driving

This guidebook helps families determine when it's time for loved ones with dementia to stop driving and helps them cope with driving cessation.

The Hartford is a
proud champion of the Alzheimer's Early Detection Alliance

Alzheimer's Early Detection Alliance (Aeda) Champion

Your Road Ahead

A Guide to Comprehensive Driving Evaluations

Your Road Ahead - A Guide to Comprehensive Driving Evaluations

This guidebook describes the benefits of having a comprehensive driving evaluation from an occupational therapist with specialized driver evaluation training.

Myth Buster Quiz

Myth Buster Quiz

Take our true/false quiz to test your knowledge about safe driving for a lifetime.

This auto and home insurance program is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. CA License #5152. In Washington, the auto program is underwritten by Hartford Insurance Company of the Midwest, and the home program is underwritten by Hartford Fire Insurance Company. In Michigan, the auto and home programs are underwritten by Hartford Underwriters Insurance Company. The homeowners product is not available in all areas, including the state of Florida. Specific features, credits, and discounts may vary and may not be available in all states in accordance with state filings and applicable law. Applicants are individually underwritten and some may not qualify.

In Texas, the auto program is underwritten by Southern County Mutual Insurance Company through Hartford Underwriters General Agency. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Southern County Mutual Insurance Company. In Texas, the home program is underwritten Hartford Fire Insurance Company.