Insurance Products

Homeowners Insurance

Request a Homeowners Insurance Quote and Save

Selecting the right homeowners insurance is one of the most important steps you can take to protect your house and your belongings. Make sure you’re protected – request a homeowners insurance quote from The Hartford today. Find out how you could save on coverage that goes above and beyond that of many other homeowners insurance carriers.

Homeowners Insurance Features

Maybe you’re actively shopping for new homeowners insurance. Maybe you’re curious as to what The Hartford would offer you in a homeowners insurance quote. Or maybe you just want to update your existing homeowners insurance policy. No matter what your situation, The Hartford has a homeowners insurance policy for you.

Not all features and benefits are available in all states.

100% Protection Plan

When you choose this homeowners insurance benefit and insure your home for 100% of its replacement cost, you’re assured that if something happens to your home, we’ll pay the full cost to rebuild it—even if it costs up to 150% of the applicable limits of your policy.

“New For Old” Protection of Your Possessions

If anything happens, we want to give you a fresh start. With your homeowners insurance, we’ll pay the actual cost of replacing your possessions—regardless of age or condition—with brand new items of equal quality.

ProtectorPLUS Homeowners Deductible Forgiveness

When times are tough, we’re here to help you out. That’s why if you experience a qualifying loss of $20,000 or more, we’ll waive up to $5,000 of your homeowners insurance deductible.

24/7 Homeowners Insurance Claim Hotline

Our homeowners insurance claim professionals are available any time of the day or night, ready to assist you with service that is backed by a satisfaction guarantee. Learn more about our homeowners insurance claims services.

Options to Customize Your Homeowners Insurance Protection

Special Protection Packages

As an easy and convenient way to add to your homeowners insurance protection, we offer packages that bundle some of the most requested coverages for valuables. These packages offer increased coverage for jewelry, silverware, credit cards and personal liability. They also offer additional coverages such as lock replacement and loss of perishable food. Available packages may vary by state. Request a homeowners insurance quote to find out if a package is right for you.

Available packages may vary by state.

Scheduled Personal Property

For homeowners who need more than $5,000 of protection for valuables, or have special valuables such as antiques or fine art, our Scheduled Personal Property coverage allows you to list items and their value for more customized protection. (Appraisals may be required.)

Depending on your state, several additional benefits and coverages may be available, such as identity theft coverage, RV insurance, and more.

We can help you evaluate your current coverage and provide you with a quote for homeowners insurance protection that’s just right for your needs.