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Get so much more than exceptional auto insurance coverage at great rates. Get the peace of mind that comes from knowing an accident or repair won’t disrupt your busy life.

Why get auto insurance from The Hartford? Because it’s more than a car. It’s part of your way of life. That’s why our comprehensive insurance package of benefits and services makes all the difference.

Not all features and benefits are available in all states.

RecoverCare

Even when you’re injured in a car accident, the rest of life doesn’t stop. That’s why with our auto insurance coverage, we help pay for you to get assistance with cooking, cleaning, shopping, transportation and even yard work if you need it.

Lifetime Car Repair Guarantee

Get service you can rely on. If you use one of the more than 1,400 certified auto repair shops in our Hartford-approved network, we guarantee the workmanship on covered repairs for as long as you own or lease your vehicle.

No-Drop Promise

You’ve got a lot going on. The last thing you need to worry about is losing your car insurance. With The Hartford, once you become an auto insurance policyholder, you’re assured continued coverage as long as you're able to drive and meet a few simple requirements.^†

24/7 Insurance Claim Hotline

Car accidents and breakdowns don’t just happen during business hours. Our auto insurance claim experts are available for you anytime, day and night, to escalate your problem and get you back on the road.

New Car Replacement

If you experience a total loss of a new car within the first 15 months or 15,000 miles after you purchased it, we'll pay the replacement cost of a new vehicle—the same make, model and equipment—with no deduction for depreciation.

Auto Insurance Upgrade Features

In addition to all the standard features we provide, you can get a car insurance quote with our Advantage Plus package that offers these additional benefits:

First Accident Forgiveness

We believe in forgiveness. If you qualify for this benefit and you have a car accident, it won't count against you, and your insurance rates won't go up because of it.^††

Disappearing Deductible

Good driving should be rewarded. Maintain a clean driving record, and we'll reduce your insurance collision deductible by $150. We'll continue to reduce the deductible by $50 each year you keep your good driving record—until it reaches $0.^†††

Waiver of Deductible for a Not At Fault Accident

If a car accident is not your fault, then why should you have to pay your insurance deductible? In most cases, we'll pay the full amount of covered damages and the deductible too.

$100 Deductible Waiver for Choosing to Use an Approved Repair Shop

Take your car to one of our authorized auto repair shops and we'll waive $100 of your insurance deductible. Plus, you'll receive a guarantee on the workmanship of claim repairs. ($100 waiver not available in AZ.)

Note: Depending on your state, not all features and benefits will be included in your car insurance quote

^† Your policy will not be non-renewed because of the number of traffic convictions or accidents you or any operator may have during the policy period. This promise does not apply if any operator is convicted of operating a vehicle under the influence of drugs or alcohol, if an operator has a driver's license suspension or if you fail to provide us, if requested, a physician’s certification of fitness to drive. PLEASE SEE ENDORSEMENT FOR ALL PROVISIONS.

^†† Availability and benefit levels vary by state.

^††† Some benefits, including First Accident Forgiveness and the Disappearing Deductible are only available with the optional Advantage Plus package. To qualify for these two benefits, all drivers on the policy must have a clean record (no accidents or violations) for five consecutive years (in most states). For the Disappearing Collision Deductible, these five years must include a period of three consecutive years as a policyholder in this Hartford auto insurance program, commencing after the effective date of the policy issued through this offer. Availability varies by state.