Condominium Insurance and Renters Insurance Coverage

Personal Property - Coverage C

This condominium and renter’s insurance coverage protects your personal belongings, such as furniture, clothing and appliances. Most policies provide a limit of liability equal to 50% to 70% of the Dwelling Coverage amount. Certain possessions may be excluded or have only limited coverage. Your condominium insurance representative can tell you more about additional coverages you can purchase to provide enhanced protection for valuable items and other special possessions.

Loss of Use - Coverage D

This renter’s and condominium insurance coverage is available when you cannot live in your condo or rental due to a covered loss. It pays reasonable and customary living expenses up to the limit provided in your insurance policy.

Loss of Use - Coverage E

This coverage protects you in two ways. First, it provides for your legal defense against a liability claim (lawsuit). Second, it will pay any court judgments for covered losses against you, up to the policy limit.

Medical Payments - Coverage F

This condominium and renter’s insurance coverage pays emergency medical bills for anyone injured on your property or any injury caused by a member of your family or a pet regardless of where it happens. All bills are paid, up to your condo or renter’s insurance policy limit, whether or not you're legally responsible.

Condominium insurance and personal property renter’s insurance policies have special coverages provided to accommodate each unique situation. The best way to be sure you’re properly covered is to speak to one of our experienced insurance representatives.