You put so much more than money into your home and your possessions. Your time and energy, your sweat—and yes, your heart—are all invested. Protect that investment with the right homeowners insurance. It’s one of the most important steps you can take to safeguard the things that matter most.

We want your home to have the best coverage possible. That’s why we offer you a variety of credits and discounts that help make your homeowners insurance more affordable—and a smarter choice.
Availability of credits or discounts may vary by state or policy plan.
Insure your home and auto with The Hartford and you’ll receive up to a 15% discount on your homeowners insurance rates and up to 10% on your auto insurance quote.
(Exception: these discounts are not available in Hawaii and Massachusetts. In New Jersey, the discount is applied to the homeowners insurance policy only.)If you and your spouse are retired or work less than 24 hours a week, you can reduce your homeowners insurance premium.
(The Retiree Credit does not apply to secondary residences.)With The Hartford, you can save even more by bundling your homeowners insurance with your car insurance policy.
Create a room-by-room inventory of your personal possessions to make sure you have enough insurance coverage.
The software is free from KnowYourStuff.org