If you or another driver on your auto insurance policy is 50 or older, you are eligible for the AARP Auto Insurance Program from The Hartford. This program might provide additional savings and benefits on your auto insurance.
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Low Cost Car Insurance From The Hartford

Affordable car insurance from The Hartford offers exceptional features and benefits but at low cost car insurance rates. You may qualify for discounts and credits that could save you even more on your affordable car insurance. Request a quote today and start saving.

Affordable Car Insurance

Affordable car insurance may seem impossible without sacrificing quality coverage, but not at The Hartford. We offer exceptional coverage, features and services, all wrapped into one affordable car insurance package. Plus, our many available credits and discounts can make your car insurance policy even more affordable.

Availability to each of these credits or auto insurance discounts may vary by state or policy plan.

Defensive Driver Credit

If you've completed an approved defensive driver course, you're eligible for an auto insurance discount from us for the next three full years. Just send us a copy of your certificate, and we’ll apply the credit.

Home Insurance & Auto Insurance Bundle

Bundling your auto insurance coverage with your home insurance coverage just might save you a bundle. If you have homeowners insurance, condo insurance, or renters insurance with The Hartford, as well as auto insurance, you can save significantly on both.

Driver Training Credit

Receive a credit on your premium for drivers under 21 years old who successfully complete an approved training course.

(In Georgia this discount applies to drivers under 25 years old.)

Good Student Driver Credit

Get a credit for full-time student under the age of 25 who owns or operates a vehicle insured by The Hartford and qualifies as a good student.

Air Bags Discount

We care about your safety. That’s why our low cost car insurance has a discount for cars with automatic air bags. It’s a way our affordable car insurance rewards car safety. If your car is equipped with more than one air bag, you save even more.

Anti-Theft Device Discount

We reward you for making your car harder to steal. If you have active or passive anti-theft devices on your car, it can save you money on your Comprehensive coverage.

The owner or operator is at least 16 years of age and a full time student in: high school, or college or university, or vocational technical school. A certified statement from a school official is presented to the company on each anniversary date indicating that the student has met one of the following requirements during the immediately preceding school semester: is in the upper 20% of his/her class scholastically, or maintains a “B” average, or its equivalent. If the letter grading system cannot be averaged then no grade can be below “B”, or must have at least a 3 in a 4, 3, 2, 1, point system or its equivalent, or student is included in a “Dean’s List”, “Honor Roll” or comparable list indicating scholastic achievement.

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You can save even more by bundling your home insurance with your car insurance policy.

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This auto and home insurance program is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. CA License #5152. In Washington, the auto program is underwritten by Hartford Insurance Company of the Midwest, and the home program is underwritten by Hartford Fire Insurance Company. In Michigan, the auto and home programs are underwritten by Hartford Underwriters Insurance Company. The homeowners product is not available in all areas, including the state of Florida. Specific features, credits, and discounts may vary and may not be available in all states in accordance with state filings and applicable law. Applicants are individually underwritten and some may not qualify.

In Texas, the auto program is underwritten by Southern County Mutual Insurance Company through Hartford Underwriters General Agency. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Southern County Mutual Insurance Company. In Texas, the home program is underwritten Hartford Fire Insurance Company.