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Driving Wellness

Driving means freedom and independence for many people – and provides opportunities to be spontaneous, social and vital. To help drivers of all ages carefully consider their driving skills, driving choices and their car’s safety, The Hartford has developed a free guide -- You and Your Car: A Guide to Driving Wellness.

This valuable guide to driving wellness is based on more than a quarter century of original research into driving safety, including talking directly with older drivers and not just about older drivers. The guidebook provides practical information based on what The Hartford has learned and is aimed at drivers of all ages to help them:

  • Recognize and respond to normal aging related changes as they occur
  • Make gradual adjustments to their driving

You and Your Car provides information to help mature drivers ensure they are the best drivers possible, including an overview of self-assessment tools, driving safety classes, comprehensive driving evaluations, maintaining brain fitness and making smart driving choices.

"There has been much public attention around the question: ‘At what age should an older driver stop driving?," says Jodi Olshevski, gerontologist and assistant vice president of The Hartford Advance 50 Team. “This question often leads to an inaccurate and unproductive conversation," she added. "It's time to change the conversation and focus on the question: 'How can older adults continue to drive safely for as long as possible?' Our message is clear. You can control much of your driving future because safe driving is about your driving ability – not your age."

To be a safe driver:

  • Be a healthy driver – take care of your own health.
  • Keep learning. Consider a defensive driving course.
  • Adjust to changes in your driving skills as you age.

To ensure your car’s safety:

  • Choose the car that fits you – and consider safety.
  • Know your car’s safety features – and use them properly.
  • Maintain your car regularly.

“Safe driving is each individual’s responsibility. All drivers must make a personal commitment to do what it takes to maintain safe driving skills,” says Joe Coughlin, Ph.D., director of the MIT AgeLab. “The healthier and more physically fit we are, and the more we understand how our health conditions affect driving, the longer we will be able to drive safely.”

A Safe Driver’s Best Friend

You can’t drive safely without a safe car. Therefore, You and Your Car provides easy-to-understand information to help individuals make the right vehicle choices – whether it’s the car they purchase, the older car they maintain, the features they use as intended or the fit of the car for their body. These are all factors that make a big difference when it comes to the ability to be safe on the road.

The Hartford and the Insurance Institute for Highway Safety believe the most important consideration for choosing a vehicle should be safety. “It’s important for drivers of all ages to check out how well vehicles do in crash tests when shopping for a new car,” says Anne McCartt, Ph.D., senior vice president of research for the Insurance Institute for Highway Safety. “This is particularly important for older drivers because, if in a crash, they are more likely to be injured or killed. Older drivers should check out the crashworthiness ratings of vehicles from crash tests performed by the Insurance Institute for Highway Safety and the Department of Transportation, and then shop for a car with these safety ratings in mind.”

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AARP Members Deserve Exceptional Benefits from The Hartford:

  • First Accident Forgiveness
  • Lifetime Renewability
  • Disappearing Deductible
  • RecoverCare
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Sometimes Accidents Happen to Even the Best Drivers.

And it's why we offer First Accident Forgiveness.
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We want to keep you insured for as long as you're on the road. That's what Lifetime Renewability is all about.
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Now You See It. Now You Don't.

Our Disappearing Deductible rewards a clean driving record. Learn how you can earn a $0 deductible.
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When You're Injured in an Accident, Our RecoverCare Benefit Covers the Cost of Daily Chores.

We can help pay for cooking, cleaning and yard work.
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SHOPPING FOR A
SAFER CAR

Shopping for a Safer Car (From Our Partner in Driving Safety)

This brochure from the Insurance Institute for Highway Safety (IIHS) can help you select a safe car for you and your family.

This auto and home insurance program is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. CA License #5152. In Washington, the auto program is underwritten by Hartford Insurance Company of the Midwest, and the home program is underwritten by Hartford Fire Insurance Company. In Michigan, the auto and home programs are underwritten by Hartford Underwriters Insurance Company. The homeowners product is not available in all areas, including the state of Florida. Specific features, credits, and discounts may vary and may not be available in all states in accordance with state filings and applicable law. Applicants are individually underwritten and some may not qualify.

In Texas, the auto program is underwritten by Southern County Mutual Insurance Company through Hartford Underwriters General Agency. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Southern County Mutual Insurance Company. In Texas, the home program is underwritten Hartford Fire Insurance Company.